Investor / starter rehab
$62K – $95K
Cosmetic-to-moderate gut: kitchen, bath(s), flooring, paint, mechanicals where needed. The flip / rental standard. Most common entry point.
Cost Report · Baltimore · 2026
What Baltimore remodeling actually costs.
Not a national average. Not a calculator guess. These are the real ranges from our own completed Baltimore jobs — including 15 full rowhome gut rehabs.
A full Baltimore rowhome gut rehab runs $62K–$335K, with a median around $126K. Below is the rest of the picture, by project type, built from real Monarch Bay Renovations work in 2024–2026. Updated June 2026 · MHIC #149066.
How we built this. Most Baltimore contractors quote off a national database. We pulled the real contract values from our own completed projects — kitchens, baths, basements, and full gut rehabs across Baltimore City, Baltimore County, Howard, and Anne Arundel. Where we have enough real jobs to publish a data-backed number, we mark it From our jobs. Everything else is our honest working range, marked Typical range.
Watch · 5 Real Projects
See where the money actually goes.
2026 Cost Table
Baltimore remodeling costs, by project.
| Project type | Cost range | Typical | Basis |
|---|---|---|---|
| Full gut rehab — Baltimore rowhome | $62K – $335K | ~$126K | 15 real MBR rehabs |
| Whole-home renovation | $80K – $200K+ | ~$120K | Our gut-rehab ledger |
| Full bathroom remodel | $15K – $19K | ~$14K | 5 real MBR baths |
| Tub-to-shower conversion | $7,200 | $7,200 | Real MBR job |
| Half bath / powder room | $6K – $9K | $7.5K | Typical range |
| Mid-level kitchen remodel | $19K – $35K | ~$27K | Typical range |
| High-end kitchen remodel | $35K – $75K+ | ~$50K | Typical range |
| Basement finish (7+ ft ceiling) | $12K – $18K | ~$15K | Typical range |
| Full basement build-out | $45K – $65K | ~$55K | Typical range |
| Interior painting (whole home) | $3.5K – $18K | ~$8K | Typical range |
| LVP flooring (installed) | $4 – $7 / sf | $5.50/sf | Typical range |
| Composite / Trex deck (permitted) | $15K – $30K | ~$22K | Typical range |
Ranges reflect MBR's published quality level (licensed, permitted, line-itemed). Your final number depends on scope, size, finish level, and what we find behind the walls.
Deep Dive · The Rowhome Gut Rehab
A full rowhome rehab: $62K to $335K.
The Baltimore rowhome gut rehab is the job we have the most real data on — 15 completed in 2024–2026. Here's how the number actually breaks down.
Full owner-occupant rehab
~$126K median
To-the-studs on multiple levels: new systems, reconfigured layout, mid-to-high finishes, permitted throughout. Where most homeowner rehabs land.
High-finish / multi-unit
$200K – $335K
Three-level renovations, additions, high-end selections, or 2–3 unit conversions. Structural work, premium materials, longer timelines.
What moves you up the range: number of levels touched, how much structure changes (removing walls, underpinning, additions), system replacement (knob-and-tube, galvanized, cast-iron), and finish level. A Canton rehab and a county rehab of the same size can differ by $40K on selections alone.
How any Baltimore quote is built
Three things drive every number.
01
Scope
Cabinets only, or whole room to studs? Moving plumbing? Removing a wall? Each step expands the number.
02
Finish level
Stock cabinet vs custom shaker. Granite vs leathered quartzite. LVP vs site-finished oak. The same scope can swing $8K on selections.
03
What's behind the walls
Baltimore rowhomes hide knob-and-tube, galvanized supply, cast-iron drain, and lead paint. We assess on the first walk-through and price it honestly.
Baltimore Remodeling Cost FAQ
The questions homeowners ask.
How much does a full rowhome gut rehab cost in Baltimore?
Based on 15 real Monarch Bay Renovations gut rehabs completed in 2024–2026, a full Baltimore rowhome gut rehab runs $62,000 to $335,000, with a median around $126,000. The spread is driven by square footage, how much structure and systems get replaced, and finish level. Starter investor rehabs land near the bottom; multi-level, high-finish, or multi-unit conversions reach the top.
How much does a kitchen remodel cost in Baltimore in 2026?
A mid-level Baltimore kitchen remodel runs $19,000 to $35,000 all-in. Budget refreshes (keep the layout, new cabinets/counters/flooring) start around $10,000–$19,000; high-end remodels with custom cabinetry and stone reach $35,000–$75,000+.
How much is a bathroom remodel in Baltimore?
A full bathroom remodel runs $15,000–$19,000 (our completed baths median around $14,000). A tub-to-shower conversion is about $7,200, and a half bath / powder room is $6,000–$9,000.
What does it cost to finish a basement in Baltimore?
Finishing a basement with 7+ ft of headroom runs $12,000–$18,000. If the basement needs to be underpinned for ceiling height first, add $20,000–$30,000. A full underpin-plus-build-out with a bedroom and bath runs $45,000–$65,000.
Why are these numbers different from national cost calculators?
National averages don’t price Baltimore rowhomes. These ranges come from our own completed jobs in Baltimore City and the surrounding counties, where formstone, knob-and-tube wiring, galvanized supply lines, cast-iron drains, and lead paint are real cost drivers a national calculator never sees.
Is financing available for a project this size?
Yes. We work with Service Finance Company (a Truist company) on home-improvement financing, with several plan options including low-monthly-payment and same-as-cash terms, subject to credit approval. See our financing page to apply.
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