.ir[data-astro-cid-iurqp3lz]{--c-navy: var(--color-navy);--c-bg: var(--color-cream);--c-bg-2: var(--color-cream-deep);--c-brass: #a04c1a;--c-brass-soft: #e89a6e;--c-ink: #16213e;--c-ink-soft: var(--color-navy-soft, rgba(26,40,66,.7));--c-line: var(--color-line, rgba(26,40,66,.12));--c-serif: var(--font-serif);--c-sans: "Inter", system-ui, sans-serif;--c-mono: var(--font-mono);background:var(--c-bg);color:var(--c-ink);font-family:var(--c-sans)}.ir[data-astro-cid-iurqp3lz] section[data-astro-cid-iurqp3lz]{padding:clamp(3rem,7vw,6rem) clamp(1.5rem,5vw,5rem)}.eyebrow[data-astro-cid-iurqp3lz]{font-family:var(--c-mono);font-size:.7rem;letter-spacing:.22em;text-transform:uppercase;color:var(--c-brass);margin:0 0 1.25rem}.hero[data-astro-cid-iurqp3lz]{position:relative;min-height:clamp(440px,60vh,600px);background-size:cover;background-position:center;color:#fff;display:flex;align-items:center}.hero__overlay[data-astro-cid-iurqp3lz]{position:absolute;inset:0;background:linear-gradient(90deg,#0a1426d9,#0a14268c 45%,#0a142626 75%,#0a142600);pointer-events:none}.hero__inner[data-astro-cid-iurqp3lz]{position:relative;z-index:2;max-width:800px}.hero[data-astro-cid-iurqp3lz] .eyebrow[data-astro-cid-iurqp3lz]{color:var(--c-brass-soft)}.hero__title[data-astro-cid-iurqp3lz]{font-family:var(--c-serif);font-weight:400;font-size:clamp(2.1rem,5vw,4rem);line-height:1.04;color:#fff;margin:0 0 1.2rem;text-shadow:0 2px 24px rgba(0,0,0,.35)}.hero__title[data-astro-cid-iurqp3lz] em[data-astro-cid-iurqp3lz]{font-style:italic;color:var(--c-brass-soft)}.hero__deck[data-astro-cid-iurqp3lz]{font-family:var(--c-serif);font-size:clamp(1rem,1.5vw,1.25rem);line-height:1.45;color:#ffffffe6;margin:0 0 1.75rem;max-width:56ch}.hero__ctas[data-astro-cid-iurqp3lz]{display:flex;flex-wrap:wrap;gap:.85rem;margin-bottom:1.5rem}.hero__trust[data-astro-cid-iurqp3lz]{display:flex;flex-wrap:wrap;gap:.75rem 1.25rem;font-family:var(--c-mono);font-size:.7rem;letter-spacing:.12em;color:#ffffffc7;margin:0}.sep[data-astro-cid-iurqp3lz]{display:inline-block;width:4px;height:4px;background:#fff6;border-radius:50%;align-self:center}.btn[data-astro-cid-iurqp3lz]{display:inline-flex;align-items:center;gap:.7rem;padding:.9rem 1.6rem;font-size:.82rem;letter-spacing:.14em;text-transform:uppercase;font-weight:500;text-decoration:none;border:1px solid var(--c-brass);color:#fff;background:var(--c-brass);transition:all .38s cubic-bezier(.16,1,.3,1)}.btn--brass[data-astro-cid-iurqp3lz]:hover{background:var(--c-navy);border-color:var(--c-navy);transform:translateY(-2px)}.btn--ghost[data-astro-cid-iurqp3lz]{color:#fff;border-color:#fff9;background:#0a14262e}.btn--ghost[data-astro-cid-iurqp3lz]:hover{background:#fff;color:var(--c-navy);border-color:#fff}.btn--ghost-navy[data-astro-cid-iurqp3lz]{color:#f6efde;border-color:#f3eedd66;background:transparent}.btn--ghost-navy[data-astro-cid-iurqp3lz]:hover{background:#f6efde;color:var(--c-navy)}.band-head[data-astro-cid-iurqp3lz]{max-width:1100px;margin:0 auto 2.5rem}.band__title[data-astro-cid-iurqp3lz]{font-family:var(--c-serif);font-weight:400;font-size:clamp(1.7rem,3.8vw,2.6rem);line-height:1.08;color:var(--c-navy);margin:0;letter-spacing:-.022em}.intro__inner[data-astro-cid-iurqp3lz],.losses__inner[data-astro-cid-iurqp3lz],.proc__inner[data-astro-cid-iurqp3lz],.carriers__inner[data-astro-cid-iurqp3lz],.faq__list[data-astro-cid-iurqp3lz]{max-width:1000px;margin:0 auto}.intro__body[data-astro-cid-iurqp3lz] p[data-astro-cid-iurqp3lz]{font-size:1.05rem;line-height:1.7;color:var(--c-ink-soft);margin:0 0 1.25rem;max-width:65ch}.losses[data-astro-cid-iurqp3lz]{background:var(--c-bg-2)}.loss-list[data-astro-cid-iurqp3lz]{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(2,1fr);gap:0}@media(max-width:720px){.loss-list[data-astro-cid-iurqp3lz]{grid-template-columns:1fr}}.loss[data-astro-cid-iurqp3lz]{padding:1.5rem 0;border-top:1px solid var(--c-line)}.loss[data-astro-cid-iurqp3lz]:nth-child(odd){padding-right:1.5rem}.loss[data-astro-cid-iurqp3lz]:nth-child(2n){padding-left:1.5rem}@media(max-width:720px){.loss[data-astro-cid-iurqp3lz]:nth-child(odd),.loss[data-astro-cid-iurqp3lz]:nth-child(2n){padding-left:0;padding-right:0}}.loss__name[data-astro-cid-iurqp3lz]{font-family:var(--c-serif);font-weight:400;font-size:1.35rem;color:var(--c-navy);margin:0 0 .5rem}.loss__scope[data-astro-cid-iurqp3lz]{font-size:.95rem;line-height:1.55;color:var(--c-ink-soft);margin:0 0 .75rem;max-width:50ch}.loss__rule[data-astro-cid-iurqp3lz]{display:block;width:32px;height:1px;background:var(--c-brass)}.proc__grid[data-astro-cid-iurqp3lz]{display:grid;grid-template-columns:repeat(3,1fr);gap:1.25rem}@media(max-width:880px){.proc__grid[data-astro-cid-iurqp3lz]{grid-template-columns:1fr}}.step[data-astro-cid-iurqp3lz]{background:#fff;border:1px solid var(--c-line);padding:1.5rem}.step__num[data-astro-cid-iurqp3lz]{font-family:var(--c-mono);font-size:.72rem;letter-spacing:.14em;color:var(--c-brass);margin:0 0 .5rem}.step__title[data-astro-cid-iurqp3lz]{font-family:var(--c-serif);font-weight:400;font-size:1.2rem;color:var(--c-navy);margin:0 0 .6rem}.step__body[data-astro-cid-iurqp3lz]{font-size:.95rem;line-height:1.55;color:var(--c-ink-soft);margin:0}.carriers[data-astro-cid-iurqp3lz]{background:var(--c-bg-2)}.carrier-list[data-astro-cid-iurqp3lz]{list-style:none;padding:0;margin:0 0 2rem;display:grid;grid-template-columns:repeat(4,1fr);gap:.5rem 1rem}@media(max-width:720px){.carrier-list[data-astro-cid-iurqp3lz]{grid-template-columns:repeat(2,1fr)}}.carrier[data-astro-cid-iurqp3lz]{padding:.75rem 0;border-bottom:1px solid var(--c-line);font-family:var(--c-serif);font-size:1.05rem;color:var(--c-navy)}.carriers__note[data-astro-cid-iurqp3lz]{font-size:.95rem;line-height:1.55;color:var(--c-ink-soft);margin:0;max-width:60ch}.deep[data-astro-cid-iurqp3lz]{background:var(--c-bg)}.deep__inner[data-astro-cid-iurqp3lz]{max-width:880px;margin:0 auto}.deep__body[data-astro-cid-iurqp3lz] p[data-astro-cid-iurqp3lz]{font-size:1rem;line-height:1.7;color:var(--c-ink-soft);margin:0 0 1.25rem;max-width:65ch}.deep__body[data-astro-cid-iurqp3lz] h3[data-astro-cid-iurqp3lz]{font-family:var(--c-serif);font-weight:400;font-size:clamp(1.3rem,2.5vw,1.6rem);color:var(--c-navy);margin:2.25rem 0 .75rem;letter-spacing:-.018em}.faq[data-astro-cid-iurqp3lz]{background:var(--c-bg-2)}.faq__item[data-astro-cid-iurqp3lz]{border-bottom:1px solid var(--c-line);padding:1.25rem 0}.faq__item[data-astro-cid-iurqp3lz] summary[data-astro-cid-iurqp3lz]{font-family:var(--c-serif);font-size:1.2rem;color:var(--c-navy);cursor:pointer;list-style:none;display:flex;align-items:center;justify-content:space-between;gap:1rem}.faq__item[data-astro-cid-iurqp3lz] summary[data-astro-cid-iurqp3lz]:after{content:"+";font-family:var(--c-mono);color:var(--c-brass);font-size:1.4rem}.faq__item[data-astro-cid-iurqp3lz][open] summary[data-astro-cid-iurqp3lz]:after{content:"−"}.faq__item[data-astro-cid-iurqp3lz] p[data-astro-cid-iurqp3lz]{margin:.85rem 0 0;line-height:1.6;color:var(--c-ink-soft);font-size:1rem}.foot-cta[data-astro-cid-iurqp3lz]{background:var(--c-navy);color:#f6efde;text-align:center}.foot-cta__inner[data-astro-cid-iurqp3lz]{max-width:700px;margin:0 auto}.foot-cta[data-astro-cid-iurqp3lz] h2[data-astro-cid-iurqp3lz]{font-family:var(--c-serif);font-size:clamp(1.7rem,3.8vw,2.4rem);line-height:1.1;margin:0 0 .85rem;color:#f6efde}.foot-cta[data-astro-cid-iurqp3lz] p[data-astro-cid-iurqp3lz]{color:#f3eeddc7;margin:0 0 1.5rem}.foot-cta__row[data-astro-cid-iurqp3lz]{display:flex;justify-content:center;gap:1rem;flex-wrap:wrap}